“hi I’m live and it’s been Evan o’clock
on a Tuesday morning and it’s time for
mrs. mommy penny talks and I’ve had a
bit of a break hope you didn’t miss me
last week I was away for half time so
now I’m back now I’ve decided to change
the location of my podcast so today I’m
sat in my kitchen at my breakfast bar
and I’m testing the audio to see if it
actually works without those horrendous
headphones so I’m simultaneously doing
this Facebook live and I’m recording it
on audacity as well which the levels
seem to be okay maybe a little bit loud
let’s just turn that down a little bit
that’s better that’s better
so yes welcome to mrs. my own penny
talks so what I want to talk to you
about today is I’m going to tell you
what about my week in a few days in
Norfolk last week I’m also going to talk
to you about the reverse advent calendar
which is a new campaign as part of the
UK money bloggers which is going live
this week and I’m also going to talk to
you about spending Diaries and a very
simple thing I’ve realized this week
which has made it easier for me so yes
last week I was in Norfolk and I did an
Airbnb had gained a lot of Airbnb used
it for the first time this year it’s
just it’s such a cheap way to book a few
nights in a location that you want to go
to so I only booked it I think I booked
it maybe like four or five days before
we went away and I managed to find this
really cute little Chalet and by this
post in Norfolk went to this place
called Monde as wonders Lee I hope I’m
saying that right
Monday’s Lee which is on the coast just
for a south of chroma
and it was like a holiday shall I live
in a chalet park but it was really nice
two bedrooms in a cute living room
bathroom and kitchen really big outside
space which the boys loved they brought
all their rugby balls and football balls
to play around with and it was 40 quid
annoying not 40 quid that’s a really
really good great location
the cliffs were literally like three
minute walk away and you could walk down
the cliffs via this sort of zigzag path
called the cardiac path I realized why
it’s called the cardiac pump and I
walked back up it it’s quite hot going
and so yes
Beach really really close by so yeah and
when we when we arrived there the tide
was out and it’s just miles and miles of
sandy beach it was absolutely beautiful
you’ve got the breakers as well so then
we walked we walked along the beach to
sort of main the main town of mundus Lee
and had a bit of an explore around the
village and we were there for four days
all together so what we did was just
sort of taught up and down the coast and
went to go see as many sort of beaches
in place as possible so he went to
chroma and had a walk up appearing on
the beach she would have a rocky beach
there where crabs come from very famous
for perhaps didn’t have crab when I went
to crane with her instead we had luxury
hot chocolates in the cafe in the pier
that was very nice the boys love but um
what else did we do I see my favourite
bit of the whole holiday was amazing was
I just did a random google search I
should have done some research before we
went but I didn’t but I’m where to find
seals and the best place to find seals
at the moment is this place called
horsie gap and so we went there and got
onto the beach so there’s loads of cars
in the car park so I knew that was stuff
going on but got to the beach there was
a few seal sort of bobbing around the
city which is very exciting and then
walks along the beach maybe about half a
mile and there was literally fun
and 500 seals on the beach three
different groups of them in between the
breakers the tide had gone out and there
was like baby seals moms and dads seals
like playing in the water seals happen
fine it was it was amazing and when they
got freaked out they all sort of wobbled
really fast off the beach at the sea it
was amazing it’s not the most amazing
things I’ve seen like nature wise just
in the wild I can’t believe there were
like five hundred seals on the beach in
the UK and I spent about an hour just
standing there watching them all and
trying to get videos and pictures of
them and the boys decided they didn’t
want to see the seals there was those
that there’s loads of sand dunes along
that beach so they decided to jump up
and down the sand dunes an hour thank
you boys but appreciating my nature we
went to be ruled a word as well now if
you don’t know what the wielder word is
it’s this like mythical theme-park thing
in the forest and like a river you go on
a boat to get in there and there’s all
these sort of hot things dotted around
there’s lots of climbing things in
between the trees where you can climb
between the trees and concert wires and
down huge slides and stuff and I’ve been
there a couple of times before and on
reflection probably better when the kids
are little er because they got bored
quite quickly and oh my god she was so
expensive B it was 70 pounds for four of
us to go in and when the boys only
actually wanted to stay there like I
think we were there for three hours yes
quite a lot of money not money saving in
the slightest but and yeah really really
great four days and we had beautiful
sunshine for most of it and yeah I
highly recommend it but air B&B is a
great way to get cheap accommodation and
yeah I highly recommend going to Norfolk
so that means we’ve been to three
different places and
now early in the summer we went to wells
next to the sea but a month ago
I just went but we can put myself to
stay and not far actually from where we
were last week I saw lots of seals there
and yeah this time mantas lease oh yes I
mend it oh definitely in it and take the
boys back there in the summer because
it’s like two two and a half hours away
from where I live in Hartford year so
yeah it’s good
did I spend lots of money over the week
I reckon I spend about four or five
hundred pounds for the week no not that
much three hundred pounds yeah so that
included food and not 70 quid on the
world reward and so yeah it was it was
it was great fun part terms if we had a
really really good time so what that
means now is I have to cut back a little
bit so spending Diaries let’s talk to
you about spending diaries I’ve got got
the new book google book I opened it up
and it’s actually been used not some
process but I’m so here I’m starting my
spending diary from the beginning of
November now very important to do this
everyday write down everything you’ve
spent I’ve lost but anything so far
today that’s good
that’s any 11 o’clock so we’ve got more
time to go but I’m yeah write down
everything you’ve spent every day and
then pad it all up penny total and this
is the new thing for my spending diary
that I’ve not actually done before and
it’s actually a really can’t believe why
haven’t done this before and it makes it
even more sort of mindful about what
you’re spending but I’ve done a
cumulative total of how much money I’ve
spent so far spare a mind it’s the fifth
of November we’re not very far into the
moment and I’ve already spent 265 pounds
in five days and everything goes onto
this list every little thing so Jack
Jack had some pocket money yesterday
five pounds and so that goes onto the
list we spent four pounds on an
both for Josh’s eyes his eye there was
four pounds spent there
there are petrol got some petrol
yesterday I’ve done a little bit of top
up shops need to stop at the top up
shops and just focus on big weekly shops
because looking at the food so far in
five days I spent sixty five pounds on
food and that’s not even proper full
jobs got some clothes Jaya that’s 58
pounds say yeah 265 pounds spent so far
on five days what I’m trying to do is
keep my monthly spends this is sort of
everyday essentials to oh I forgot about
dinner money that went on there as well
yes to pay for dinner money and a school
trip for Dylan and yeah I think the
running total is gonna keep me really
mindful of this thousand pounds number
for the month and hopefully it’s gonna
stop me
buying non-essential stuff cuz yeah I
want to keep that that thousand pounds
spend under control I managed to do it
in September I didn’t do it at all in
October had some really big expenses
birthday gifts a lot of legal costs had
to go through in October so you helped
over ended up being a couple of thousand
rather than a thousand so yeah I’m
hoping when you spend or he’s gonna keep
everything on track do you do a spending
diary does it help you to keep control
your spending really important this time
of the year in the lead-up to Christmas
I’m halfway through writing an article
for my website about keeping things
under control for Christmas and not
getting yourself into debt just for one
day of gifts and food and booze and
chocolates yes that blog post is coming
soon but on that note of Christmas and
and and a bit of giving back to other
people less fortunate I’m part of a big
campaign with the UK money bloggers
community
we are working so there’s there’s about
300 people in this community of people
that write about all different aspects
of money this frugal bloggers this food
there’s there’s money making that money
saving there’s family bloggers there’s
death robbers there’s all all kinds of
bloggers in the community and we work
together every year on food bank advent
campaign so what this means is it’s a
great time of the year to star in early
November so you get box and you put an
item of groceries into that box every
day for 25 days and then you get that to
your local food bank the end of November
beginning of December so perfect timing
for them when they’re producing there
when they’re putting all their Christmas
or packages together and so yeah there’s
lots of sort of pictures on social media
and people starting these collections
it’s just a really lovely thing to do
because food banks are just so in need
of all of these items check with your
local food bank the sort of things
they’re looking for
I read an article that Sarah and Sarah
Williams who’s one of the key members of
UK money bloggers and her local food
bank got enough pasta they’ve got enough
baked beans but they need things like
UHT milk and toiletry items so yeah put
an item in every day for the month of
November and then give it all to your
food bank there’s this probably of the
300 hopefully all 300 people will be
doing the campaign they’re probably not
there so let’s say 50 people do in the
community and then we get loads of our
readers to do the campaign as well it’ll
be a huge impact on giving more to food
banks that desperately in need of these
products so yes I will if you have a
look on my blog my latest post is all
about food back Advent to give you some
ideas what you could be putting in your
box and I’ve started a hamper
but yeah get involved get involved and
give back to give to charities so that’s
my podcast for this week bit shorter
this week 13 minutes I’ll be back next
week or building up to Black Friday on
wheeler
massive chopping time make sure you’ve
got your lists ready fill your kids
because it might be a good time to do
your shopping on Black Friday when you
can save some money yeah thanks for
listening or watching and I will pop
this onto YouTube and on to the podcast
in platforms I must just talk about I’m
using this thing called libsyn and it
shares my podcast around the world
automatically it’s very good very good
so I had lots of listens to my podcast
very exciting so yes thank you for
listening to episode 8 of mrs. morrow
penny talks and I’ll see you again next
week
“